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Long Term Care Insurance,
G.E. Capital Classic Select
Long Term Care
Quotes
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Long Term Care Products
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Sample Policy
Genworth Classic Select |
|
Issue Age Range |
Ages 18-79 |
|
Health Classes |
Preferred, Standard |
|
Daily Benefit Range |
$50-$400 |
|
Benefit Periods |
2, 3, 4, 5*, 6*, 8*, 10* Years, Unlimited*
*Not available at issue ages 80-84 |
|
Elimination Periods |
30, 90, 180 Days |
|
Facility Benefits |
Reimbursement |
|
Homemaker Services |
Available |
|
Adult day care % |
100% |
|
Home Health Care Daily, Weekly, Monthly |
Daily |
|
% Benefit for Asst. Living |
Reimburses up to Daily Maximum per calendar month |
|
% Reimb. for Home Care Aide |
|
|
Bed Reservation Days/Yrs |
|
|
Respite Care days/yrs |
21 Days |
|
Restoration of Benefits |
Rider |
|
Alternative Plan of Care |
Available |
|
Caregiver Training Benefit |
Up to 5 times Daily Maximum (Lifetime limit). |
|
Pre-existing Conditions |
No |
|
Rate Guarantee Period |
Not Available |
|
State Approvals |
Available in all states except: CA IN MD MA NY PA |
|
Facility Waiver |
Not Available |
|
HHC Waiver |
Not Available |
|
Joint Waiver |
|
|
Spouse Discount |
Both must apply - 25% if one is issued; 40% each if both are issued |
|
Family/Partner Live together |
Not Available |
|
Compound |
Available |
|
Simple |
Available |
|
Paid Up Options |
10 Pay and Pay to 65 (Individual plans only; unavailable with shared benefit coverage.) |
|
Shortened Benefit Period |
Not Available |
|
ROP at Death |
Not Available |
|
Paid up Survivor Benefit |
|
|
Care by Friends / Unlicensed |
Not Available |
|
Care by Family |
Not Available |
|
Shared Care Benefit |
Joint coverage for a couple under same policy |
|
Other Non-Forfeiture |
|
|
Facility Trigger |
2 of 6 ADLs or Severe Cognitive Impairment. |
|
HCBC Trigger |
2 of 6 ADLs or Severe Cognitive Impairment. |
Genworth Long Term Care Product Information
Genworth,
Classic Select
Genworth,
Classic Select Shared
Genworth,
Long Term Care Choice
Genworth,
Long Term Care Choice Shared
Genworth,
Privileged Choice
Genworth,
Privileged Choice Shared
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We
can offer you long term care insurance
quotes in the following states!
LongTermCare.TermLifeAmerica.com-
Lewis Fink is licensed as an
insurance agent offering Long Term Care
Insurance in the following states:
Alabama - AL, Arkansas - AR, Delaware -
DE, District of Columbia - DC, Florida -
FL, Georgia - GA, Idaho - ID, Iowa
- IA, Kansas - KS, Kentucky - KY,
Louisiana - LA, Maine - ME, Michigan -
MI, Mississippi - MS, Missouri - MO,
Montana - MT, Nebraska - NE, New Mexico
- NM, New Jersey - NJ, North Dakota -
ND, Ohio - OH, Oklahoma - OK,
Pennsylvania - PA, Rhode Island - RI,
South Carolina - SC, South Dakota - SD,
Tennessee - TN, Texas - TX, Utah - UT,
Vermont - VT, Virginia - VA, and
Wisconsin - WI.
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Not all Long Term Care Products are
available in the appointed states listed
above. |
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