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Long Term Care Insurance,
G.E. Capital Classic Select
 

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Genworth Classic Select

Issue Age Range Ages 18-79
Health Classes Preferred, Standard
Daily Benefit Range $50-$400
Benefit Periods 2, 3, 4, 5*, 6*, 8*, 10* Years, Unlimited*
*Not available at issue ages 80-84
Elimination Periods 30, 90, 180 Days
Facility Benefits Reimbursement
Homemaker Services Available
Adult day care % 100%
Home Health Care Daily, Weekly, Monthly Daily
% Benefit for Asst. Living Reimburses up to Daily Maximum per calendar month
% Reimb. for Home Care Aide  
Bed Reservation Days/Yrs  
Respite Care days/yrs 21 Days
Restoration of Benefits Rider
Alternative Plan of Care Available
Caregiver Training Benefit Up to 5 times Daily Maximum (Lifetime limit).
Pre-existing Conditions No
Rate Guarantee Period Not Available
State Approvals Available in all states except: CA IN MD MA NY PA
Facility Waiver Not Available
HHC Waiver Not Available
Joint Waiver  
Spouse Discount Both must apply - 25% if one is issued; 40% each if both are issued
Family/Partner Live together Not Available
Compound Available
Simple Available
Paid Up Options 10 Pay and Pay to 65 (Individual plans only; unavailable with shared benefit coverage.)
Shortened Benefit Period Not Available
ROP at Death Not Available
Paid up Survivor Benefit  
Care by Friends / Unlicensed Not Available
Care by Family Not Available
Shared Care Benefit Joint coverage for a couple under same policy
Other Non-Forfeiture  
Facility Trigger 2 of 6 ADLs or Severe Cognitive Impairment.
HCBC Trigger 2 of 6 ADLs or Severe Cognitive Impairment.



Genworth Long Term Care Product Information

                        
Genworth, Classic Select
 
                         Genworth, Classic Select Shared

                         Genworth, Long Term Care Choice

                         Genworth, Long Term Care Choice Shared

                         Genworth, Privileged Choice

                         Genworth, Privileged Choice Shared


Long Term Care Insurance Companies


Genworth Financial  John Hancock
  GE Capital        John Hancock


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