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Long Term Care Insurance, Genworth,
Long Term Care Choice Shared






 




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  Also related... Illustration Examples l Long Term Care Products l Sample Policy
 

Genworth
Long Term Care Choice Shared 

Long Term Care Choice Shared
Issue Age Range Ages 18-79
Health Classes Preferred, Standard
Daily Benefit Range $30-$250
Benefit Periods 3, 4, 6, 8, 12 Years
Elimination Periods 50 and 100 Days *Once satisfied no longer applies during policy's lifetime.
Facility Benefits Reimbursement
Homemaker Services Available
Adult day care % 100%
Home Health Care Daily, Weekly, Monthly Monthly
% Benefit for Asst. Living 100%
% Reimb. for Home Care Aide 100%
Bed Reservation Days/Yrs 50 Days
Respite Care days/yrs 21 @100%
Restoration of Benefits Rider
Alternative Plan of Care Available
Caregiver Training Benefit 5x DB lifetime max
Pre-existing Conditions No
Rate Guarantee Period Not Available
State Approvals Available in CT IN MD MA MT NY PA TX WA.
Facility Waiver Not Available
HHC Waiver Not Available
Joint Waiver Yes
Spouse Discount 25% off each issued policy
Family/Partner Live together Available
Compound Available
Simple Available
Paid Up Options None
Shortened Benefit Period Not Available
ROP at Death Not Available
Paid up Survivor Benefit Yes
Care by Friends / Unlicensed Not Available
Care by Family Not Available
Shared Care Benefit Joint Policy
Other Non-Forfeiture Shortened Benefit Period after 3 Years
Facility Trigger 2/6 or severe cognitive impairment
HCBC Trigger 2/6 or severe cognitive impairment

 

         


                Genworth Long Term Care Product Information

                           Genworth, Classic Select
 
                            Genworth, Classic Select Shared

                           Genworth, Long Term Care Choice

                            Genworth, Long Term Care Choice Shared

                            Genworth, Privileged Choice

                           Genworth, Privileged Choice Shared
 
 



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Term Life America Insurance
 Long Term Care
888.587.8511
9:00AM - 5:00PM Eastern Time
PO Box 30248
Charleston, SC 29417

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LongTermCare.TermLifeAmerica.com- Lewis Fink is licensed as an insurance agent offering Long Term Care Insurance in the following states: Alabama - AL, Arkansas - AR, Delaware - DE, District of Columbia - DC, Florida - FL, Georgia - GA, Idaho - ID,  Iowa - IA, Kansas - KS, Kentucky - KY, Louisiana - LA, Maine - ME, Michigan - MI, Mississippi - MS, Missouri - MO, Montana - MT, Nebraska - NE, New Mexico - NM, New Jersey - NJ, North Dakota - ND, Ohio - OH, Oklahoma - OK, Pennsylvania - PA, Rhode Island - RI, South Carolina - SC, South Dakota - SD, Tennessee - TN, Texas - TX, Utah - UT, Vermont - VT, Virginia - VA, and Wisconsin - WI.

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Not all Long Term Care Products are available in the appointed states listed above.