Term Life Insurance  



Long Term Care Insurance, G.E. Capital Long Term Care Choice Shared

Learn About Your LTC Needs   Explore Policy Costs and Illustrations  

Explore Policy Costs and Illustrations!

Also related...
Illustration Examples l Long Term Care Products l Sample Policy


Long Term Care Choice Shared 

Issue Age Range Ages 18-79
Health Classes Preferred, Standard
Daily Benefit Range $30-$250
Benefit Periods 3, 4, 6, 8, 12 Years
Elimination Periods 50 and 100 Days *Once satisfied no longer applies during policy's lifetime.
Facility Benefits Reimbursement
Homemaker Services Available
Adult day care % 100%
Home Health Care Daily, Weekly, Monthly Monthly
% Benefit for Asst. Living 100%
% Reimb. for Home Care Aide 100%
Bed Reservation Days/Yrs 50 Days
Respite Care days/yrs 21 @100%
Restoration of Benefits Rider
Alternative Plan of Care Available
Caregiver Training Benefit 5x DB lifetime max
Pre-existing Conditions No
Rate Guarantee Period Not Available
State Approvals Available in CT IN MD MA MT NY PA TX WA.
Facility Waiver Not Available
HHC Waiver Not Available
Joint Waiver Yes
Spouse Discount 25% off each issued policy
Family/Partner Live together Available
Compound Available
Simple Available
Paid Up Options None
Shortened Benefit Period Not Available
ROP at Death Not Available
Paid up Survivor Benefit Yes
Care by Friends / Unlicensed Not Available
Care by Family Not Available
Shared Care Benefit Joint Policy
Other Non-Forfeiture Shortened Benefit Period after 3 Years
Facility Trigger 2/6 or severe cognitive impairment
HCBC Trigger 2/6 or severe cognitive impairment


Genworth Long Term Care Product Information

Genworth, Classic Select
                         Genworth, Classic Select Shared

                         Genworth, Long Term Care Choice

                         Genworth, Long Term Care Choice Shared

                         Genworth, Privileged Choice

                         Genworth, Privileged Choice Shared

Long Term Care Insurance Companies

Genworth Financial  John Hancock
  GE Capital        John Hancock


Needs l FAQ's l Long Term Care Terms l Medicare Terms l Wills and Trusts l Living Wills l Living Trusts l Illustration Examples l Long Term Care Products l Sample Policy

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