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Long Term Care Insurance,  Genworth,

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Step -Explore Policy Costs and Illustrations!
  Also related... Illustration Examples l Long Term Care Products l Sample Policy
 

Genworth
 Privileged Choice


Privileged Choice
Issue Age Range Ages 18-79
Health Classes Preferred, Standard
Daily Benefit Range $1,500-$12,000
Benefit Periods 2, 3, 4, 5*, 6*, 8*, 10* Years, Unlimited*
*Not available at issue ages 80-84
Elimination Periods 30, 90, 180 Days
Facility Benefits Reimbursement
Homemaker Services Available
Adult day care % 100%
Home Health Care Daily, Weekly, Monthly Daily
% Benefit for Asst. Living Reimburses up to Daily Maximum per calendar month
% Reimb. for Home Care Aide  
Bed Reservation Days/Yrs  
Respite Care days/yrs Up to the Monthly Maximum per year.
Restoration of Benefits Rider
Alternative Plan of Care Available
Caregiver Training Benefit Up to 20% Monthly Maximum (Lifetime limit).
Pre-existing Conditions No
Rate Guarantee Period Not Available
State Approvals Available in all states except: CA IN MD MA NY PA
Facility Waiver Not Available
HHC Waiver Not Available
Joint Waiver  
Spouse Discount Both must apply - 25% if one is issued; 40% each if both are issued
Family/Partner Live together Not Available
Compound Available
Simple Available
Paid Up Options 10 Pay and Pay to 65 (Individual plans only; unavailable with shared benefit coverage.)
Shortened Benefit Period Not Available
ROP at Death Not Available
Paid up Survivor Benefit  
Care by Friends / Unlicensed Not Available
Care by Family Not Available
Shared Care Benefit Joint coverage for a couple under same policy
Other Non-Forfeiture  
Facility Trigger 2 of 6 ADLs or Severe Cognitive Impairment.
HCBC Trigger 2 of 6 ADLs or Severe Cognitive Impairment

         
           


                Genworth Long Term Care Product Information

                           Genworth, Classic Select
 
                            Genworth, Classic Select Shared

                           Genworth, Long Term Care Choice

                            Genworth, Long Term Care Choice Shared

                            Genworth, Privileged Choice

                           Genworth, Privileged Choice Shared
 
 



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Term Life America Insurance
 Long Term Care
888.587.8511
9:00AM - 5:00PM Eastern Time
PO Box 30248
Charleston, SC 29417

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LongTermCare.TermLifeAmerica.com- Lewis Fink is licensed as an insurance agent offering Long Term Care Insurance in the following states: Alabama - AL, Arkansas - AR, Delaware - DE, District of Columbia - DC, Florida - FL, Georgia - GA, Idaho - ID,  Iowa - IA, Kansas - KS, Kentucky - KY, Louisiana - LA, Maine - ME, Michigan - MI, Mississippi - MS, Missouri - MO, Montana - MT, Nebraska - NE, New Mexico - NM, New Jersey - NJ, North Dakota - ND, Ohio - OH, Oklahoma - OK, Pennsylvania - PA, Rhode Island - RI, South Carolina - SC, South Dakota - SD, Tennessee - TN, Texas - TX, Utah - UT, Vermont - VT, Virginia - VA, and Wisconsin - WI.

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Not all Long Term Care Products are available in the appointed states listed above.