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Long Term Care Insurance, John Hancock,

Custom Care






 


    Because life is not always as certain as your responsibilities...
    Term Life America's Long Term Care Quotes are accurate and to the point!
 

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John Hancock Life Insurance Company
 Custom Care 

Custom Care
Issue Age Range 18- 84
80-84 restricted benefits
Health Classes Preferred, Select, Class I, Class 2
Daily Benefit Range 50- 500
50-250 ages 80-84
Benefit Periods 2, 3, 4*, 5*, 6*, 10* Years, Lifetime
*options not available ages 80-84
Elimination Periods 30*, 60*, 90, 180, 365 days
*options not available ages 80-84
Facility Benefits Reimbursement
Homemaker Services Available
Adult day care % 100%
Home Health Care Daily, Weekly, Monthly See comments
% Benefit for Asst. Living 100%
% Reimb. for Home Care Aide 100%
Bed Reservation Days/Yrs 60
Respite Care days/yrs 21@100%
Restoration of Benefits Rider
Alternative Plan of Care Not Available
Caregiver Training Benefit 30x DB
Pre-existing Conditions No
Rate Guarantee Period Not Available
State Approvals Only Available in: AK CA FL IN MT NJ PA RI TX
Facility Waiver Not Available
HHC Waiver Not Available
Joint Waiver Rider
Spouse Discount 20% (Both spouses applying)
10% (One spouse applying or eligible)
Family/Partner Live together Available
Compound Available
Simple Available
Paid Up Options 10 Pay, Paid up @ 65
Shortened Benefit Period Available
ROP at Death Not Available
Paid up Survivor Benefit Rider
Care by Friends / Unlicensed Not Available
Care by Family Not Available
Shared Care Benefit Rider to share benefits
Other Non-Forfeiture Shortened Benefit Period after 3 years
Facility Trigger 2/6
HCBC Trigger 2/6




    John Hancock Long Term Care Product Information

                         John Hancock Custom Care
 
                         John Hancock Custom Care II

                        John Hancock Essential Care

                         John Hancock Essential Care II
 



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Term Life America Insurance
 Long Term Care
888.587.8511
9:00AM - 5:00PM Eastern Time
PO Box 30248
Charleston, SC 29417

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LongTermCare.TermLifeAmerica.com- Lewis Fink is licensed as an insurance agent offering Long Term Care Insurance in the following states: Alabama - AL, Arkansas - AR, Delaware - DE, District of Columbia - DC, Florida - FL, Georgia - GA, Idaho - ID,  Iowa - IA, Kansas - KS, Kentucky - KY, Louisiana - LA, Maine - ME, Michigan - MI, Mississippi - MS, Missouri - MO, Montana - MT, Nebraska - NE, New Mexico - NM, New Jersey - NJ, North Dakota - ND, Ohio - OH, Oklahoma - OK, Pennsylvania - PA, Rhode Island - RI, South Carolina - SC, South Dakota - SD, Tennessee - TN, Texas - TX, Utah - UT, Vermont - VT, Virginia - VA, and Wisconsin - WI.

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Not all Long Term Care Products are available in the appointed states listed above.