Privacy Policy
TermLifeAmerica.com policies and procedures for
handling customer information have been created with
the understanding that Internet technologies are
still evolving and that Internet business methods
are continuing to evolve to meet the needs and
opportunities of the changing technologies. As a
result, TermLifeAmerica.com policies and procedures
are subject to change.
In the course of serving its customers,
TermLifeAmerica.com acquires, stores and transmits
customer communications and information that
customers may regard as private or sensitive. Some
of this information - such as the customer's name,
address, telephone number, and credit card data - is
provided to TermLifeAmerica.com by its customers in
order to establish service. TermLifeAmerica.com also
uses cookies, which are small pieces of information
that a web site can store in a designated file on a
user's computer for various reasons. For example,
TermLifeAmerica.com uses cookies on the landing
pages of products sold online which record the
customer information that is required on the order
form. This information is then forwarded to various
insurance companies for underwriting use. In
addition, TermLifeAmerica.com may store customers'
electronic mail and other communications as a
necessary incident to the transmission and delivery
of services to the customer.
Data Security
TermLifeAmerica.com will protect the confidentiality
of its customers' information, account information
and personal communications to the fullest extent
possible and consistent with the law. To protect the
loss, misuse, and alteration of information that is
collected from customers, TermLifeAmerica.com has
appropriate physical, electronic, and managerial
procedures in place.
Disclosure of customer information and
communications
TermLifeAmerica.com will not otherwise disclose its
customers' personal and account information unless
TermLifeAmerica.com has reason to believe that
disclosing such information is necessary to
identify, make contact with, or bring legal action
against someone who may be causing harm or
interfering with the rights or property of
TermLifeAmerica.com, or where TermLifeAmerica.com
has a good faith belief that the law requires such
disclosure.
TermLifeAmerica.com also will not, except for
reasons stated below, disclose to third parties the
contents of any electronic mail or other electronic
communications that TermLifeAmerica.com stores or
transmits for its customers. The circumstances under
which
TermLifeAmerica.com will disclose such electronic
customer communications are when:
-
· · it is necessary in order to provide service
to the customer;
-
· · it is required to cooperate with
interception orders, warrants, or other legal
process that
TermLifeAmerica.com determines in its sole discretion to be
valid and enforceable; and
-
· · it is necessary to provide to a law
enforcement agency when the contents are
inadvertently obtained by
TermLifeAmerica.com and appear to pertain to the commission
of a crime.
TermLifeAmerica.com disclaims any intention to
censor, edit or engage in ongoing review or
surveillance of communications stored on or
transmitted through its facilities by customers or
others. TermLifeAmerica.com will, however, review,
delete or block access to communications that may
harm TermLifeAmerica.com, its customers or third
parties.
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Work With and Offer You Only A Rated Or
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ND, Ohio - OH, Oklahoma - OK,
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Vermont - VT, Virginia - VA, and
Wisconsin - WI.
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Not all Long Term Care Products are
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