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Long Term Care Insurance, 

State Life Lifestyles 2000
TQ®- SLTC02-61






 




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State Life Lifestyles 2000 TQ®- SLTC02-61
Lifestyle 2000 TQ®- SLTC02-61
Issue Age Range 40-84 in CA
18-84 in PA
Health Classes Preferred, Select, Standard, Substandard
Daily Benefit Range 20--300 In PA
50-300 in CA
Benefit Periods 3, 5 Years, Life
Elimination Periods 0, 30, 90 Days
Facility Benefits Actual charges up to Daily Benefit; Indemnity with Rider
Homemaker Services Available
Adult day care % 100%
Home Health Care Daily, Weekly, Monthly Daily; Weekly with Rider
% Benefit for Asst. Living 100%
% Reimb. for Home Care Aide 100%
Bed Reservation Days/Yrs 30 Days
Respite Care days/yrs 30 @ 100%
Restoration of Benefits Yes
Alternative Plan of Care Available
Caregiver Training Benefit 3x Daily Benefit
Pre-existing Conditions No
Rate Guarantee Period Not Available
State Approvals Available in CA PA
Facility Waiver Not Available
HHC Waiver Not Available
Joint Waiver Yes
Spouse Discount Yes, with Special Features
Family/Partner Live together Available
Compound Available
Simple Available
Paid Up Options Yes
Shortened Benefit Period Available
ROP at Death Available
Paid up Survivor Benefit No
Care by Friends / Unlicensed Not Available
Care by Family Not Available
Shared Care Benefit No Shared Benefit
Other Non-Forfeiture Full Non-Forfeiture (referred to as Full Shortened Benefit Period in some states)
Facility Trigger 2/6
HCBC Trigger 2/6
Special Features Joint policies provide a savings of up to 50% on the premium for the second insured. Joint coverage is available for two people living in the same household, except in MD, where it is available only to spouses.

The Home and Community Based Care (HCBC) Daily Benefit amount is 100% of the Daily Benefit for Facility Care. There is no 50% HCBC Benefit option. In CA, Home and Community Based Care is referred to as Home Care.

This outline represents a very generic listing of the benefits and features of The State Life Insurance Company’s Lifestyle 2000® Long Term Care Insurance policy. Benefits vary by state. Also, not all benefits and features are available in all states. For more detailed information about the specific policy benefits and provisions available in your state, please contact The State Life Insurance Company.

 




 
 
 



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LongTermCare.TermLifeAmerica.com- Lewis Fink is licensed as an insurance agent offering Long Term Care Insurance in the following states: Alabama - AL, Arkansas - AR, Delaware - DE, District of Columbia - DC, Florida - FL, Georgia - GA, Idaho - ID,  Iowa - IA, Kansas - KS, Kentucky - KY, Louisiana - LA, Maine - ME, Michigan - MI, Mississippi - MS, Missouri - MO, Montana - MT, Nebraska - NE, New Mexico - NM, New Jersey - NJ, North Dakota - ND, Ohio - OH, Oklahoma - OK, Pennsylvania - PA, Rhode Island - RI, South Carolina - SC, South Dakota - SD, Tennessee - TN, Texas - TX, Utah - UT, Vermont - VT, Virginia - VA, and Wisconsin - WI.

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