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Long Term Care Insurance, 

 State Life Lifestyles Plus









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  Also related... Illustration Examples l Long Term Care Products l Sample Policy
 

State Life Lifestyles Plus

Lifestyle 2000 Plus S-8000
Issue Age Range 40-84 (age nearest birthday)
Health Classes Preferred, Select, & Standard
Daily Benefit Range $40-$300
Benefit Periods 3, 5 Years, Lifetime
Elimination Periods 0, 30, 90, 180 Days
Facility Benefits Reimbursement (optional Indemnity Riders)
Homemaker Services Available
Adult day care % 100% up to DB
Home Health Care Daily, Weekly, Monthly Daily
% Benefit for Asst. Living 100%
% Reimb. for Home Care Aide  
Bed Reservation Days/Yrs 30 days per calender year
Respite Care days/yrs 100% up to DB
Restoration of Benefits After 180 days
Alternative Plan of Care Available
Caregiver Training Benefit Yes
Pre-existing Conditions No
Rate Guarantee Period Not Available
State Approvals Approved in all states except: AK CA NY PA WY
Facility Waiver Not Available
HHC Waiver Not Available
Joint Waiver After 90 days of care
Spouse Discount Up to 60%
Family/Partner Live together Not Available
Compound Available
Simple Available
Paid Up Options 10 Pay, 20 Pay, Single Pay
Shortened Benefit Period Available
ROP at Death Not Available
Paid up Survivor Benefit  
Care by Friends / Unlicensed Not Available
Care by Family Not Available
Shared Care Benefit No
Other Non-Forfeiture Full, Limited, Shortened Benefit Period
Facility Trigger 2 of 6 ADLs or Cognitive Impairment
HCBC Trigger 2 of 6 ADLs or Cognitive Impairment

 




  State Life Term Care Product Information

                   State Life Lifestyle 2000 Plus
 
                   State Life Lifestyle 2000 TQ®- SLTC02-61

 
 



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Term Life America Insurance
 Long Term Care
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PO Box 30248
Charleston, SC 29417

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LongTermCare.TermLifeAmerica.com- Lewis Fink is licensed as an insurance agent offering Long Term Care Insurance in the following states: Alabama - AL, Arkansas - AR, Delaware - DE, District of Columbia - DC, Florida - FL, Georgia - GA, Idaho - ID,  Iowa - IA, Kansas - KS, Kentucky - KY, Louisiana - LA, Maine - ME, Michigan - MI, Mississippi - MS, Missouri - MO, Montana - MT, Nebraska - NE, New Mexico - NM, New Jersey - NJ, North Dakota - ND, Ohio - OH, Oklahoma - OK, Pennsylvania - PA, Rhode Island - RI, South Carolina - SC, South Dakota - SD, Tennessee - TN, Texas - TX, Utah - UT, Vermont - VT, Virginia - VA, and Wisconsin - WI.

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Not all Long Term Care Products are available in the appointed states listed above.